Intrauterine insemination (IUI) is a fertility treatment that can help individuals or couples conceive without full in vitro fertilization (IVF). It’s often considered a step between basic timing of intercourse and more complex assisted reproductive technologies. Understanding how IUI works and the scenarios where it’s most effective will help determine when this approach is the right choice. In this comprehensive guide, we’ll explain the intrauterine insemination process, discuss timing and treatment options, compare IUI vs IVF, and review success rates and costs.
What Is Intrauterine Insemination (IUI)?
IUI is a form of assisted reproduction in which sperm are placed directly into the uterus around the time of ovulation. It’s a relatively simple outpatient procedure and is a type of what’s commonly called artificial insemination. The basic idea is to give sperm a head start in reaching the egg. In natural conception, sperm must travel from the vagina through the cervix into the uterus and out the fallopian tubes to meet the egg. Doctors bypass the cervix by inserting a concentrated sperm sample into the uterus with a thin catheter. This significantly cuts down the distance sperm need to swim. Only about 5% of sperm from intercourse ever make it into the uterus, and IUI helps more sperm get closer to where the egg will be. By placing a high-quality sperm sample directly into the uterus at the right time, IUI can increase the chances of fertilization compared to intercourse alone.

How IUI Works: The Intrauterine Insemination Process
To understand the IUI procedure, it’s helpful to break down the steps involved from start to finish. The intrauterine insemination process involves careful timing and preparation to maximize the likelihood that a sperm will fertilize an egg. Here is a step-by-step overview of how IUI typically works:
- Ovarian Stimulation – Many patients will take fertility medications at the start of their cycle to stimulate the ovaries. This could be an oral drug like clomiphene citrate (Clomid) or letrozole, or injectable gonadotropins. These medications encourage the development of one or more mature follicles and help time when ovulation occurs. Not everyone needs a medicated cycle. In a natural cycle IUI, no drugs are used and the woman’s body ovulates on its own, but in a medicated IUI cycle, these drugs can increase the number of eggs available and boost success rates.
- Monitoring and Timing – Whether or not fertility drugs are used, the timing of the insemination is critical. The fertility clinic will monitor the woman’s cycle to identify the best time for IUI. This monitoring may include blood tests for hormone levels and transvaginal ultrasounds to track follicle growth in the ovaries. At-home ovulation predictor kits (OPKs) or blood tests can detect the surge in luteinizing hormone (LH) that precedes ovulation. A “trigger shot” of human chorionic gonadotropin (hCG) might be given once a follicle is mature, which causes ovulation ~36 hours later. The goal is to perform the IUI when an egg is ready to be released. In practical terms, the best cycle day for IUI is usually about 24–36 hours after detecting the LH surge or after the hCG trigger injection, ensuring that sperm are introduced at the optimal moment when an egg is present.
- Sperm Collection and Preparation – On the day of the IUI procedure, a sperm sample is obtained and prepared. If using a male partner’s sperm, he will typically provide a semen sample that morning at the clinic. If using a donor, a vial of frozen donor sperm will be thawed. The raw semen sample contains sperm plus seminal fluid; before insemination, it undergoes “sperm washing” in a lab. This process concentrates the sample by separating out debris and non-motile sperm, yielding a small volume of fluid that contains a high concentration of active, healthy sperm cells. Only the washed, prepared sperm is used for the IUI.
- Insemination Procedure – The actual IUI procedure is quick and painless for most people. You’ll visit the clinic for the scheduled insemination, which is usually done in an exam room similarly to a gynecological exam. You lie on an exam table with feet in stirrups, and the doctor inserts a speculum into the vagina to visualize the cervix. The doctor then threads a thin, flexible catheter through the cervical opening into the uterus. The prepared sperm sample is attached to the catheter in a syringe and slowly injected into the uterine cavity. Once the sample is deposited, the catheter and speculum are removed. The whole insemination takes only a few minutes. It is generally not painful, though some women experience mild cramping when the catheter passes through the cervix or slight spotting afterward. After insemination, you may be asked to remain lying down for 10–15 minutes, though this is largely a precaution.
- Post-Procedure and Two-Week Wait – After the IUI, there’s no special recovery needed. You can resume normal activities later that day. The next step is simply to wait and see if pregnancy occurs. About two weeks after the IUI, you’ll take a pregnancy test to determine if the cycle was successful. This waiting period can be stressful, and doctors often advise patients to avoid taking a test too early. If the IUI is successful, an embryo will implant in the uterus and pregnancy will begin. If not, the fertility team will discuss whether to attempt another IUI cycle or consider other options.
By conducting the insemination at the time of ovulation and placing sperm directly into the uterus, IUI helps more sperm get closer to the egg than would occur with intercourse alone. This can be especially beneficial in cases where sperm count or motility is slightly low, or where cervical mucus has been a problem for natural conception.
Timing Is Everything: When to Schedule an IUI
One of the most important factors in IUI success is performing the procedure at the right time. The entire treatment cycle is orchestrated around ovulation. Doctors aim to schedule the insemination so that sperm are deposited just before or during the ovulation window, when the egg is available to be fertilized. It’s often said that timing is the best time for IUI to work, and careful monitoring makes this possible.
In a typical medicated IUI cycle, fertility specialists will trigger ovulation with a shot of hCG once ultrasound monitoring shows a mature follicle in the ovary. The IUI is then planned about 24–36 hours after the trigger shot, which is when that mature egg will be released. If no trigger medication is used, the clinic may do the IUI roughly 24 hours after you detect your LH surge in urine or blood. The goal is to have a high concentration of sperm waiting in the fallopian tube at the moment the egg comes through. Sperm can survive in the female reproductive tract for a few days, but an egg is only viable for about 12–24 hours after ovulation.
Because of this narrow window, clinics may instruct patients to call as soon as they get a positive home ovulation test, or they may schedule the IUI in advance based on ultrasound and bloodwork predictions. Two IUIs may be done in one cycle on back-to-back days to cover the fertile window. The best cycle day for IUI will vary person to person and cycle to cycle, but it generally falls in the mid-point of the cycle. What’s important is that ovulation is confirmed or induced. An IUI done too early or too late (when no egg is present) will not result in pregnancy. In addition to scheduling the IUI, timing matters for intercourse or abstinence before the IUI as well. Many clinics advise the male partner to have 2–5 days of abstinence before providing the semen sample, to ensure a good sperm count. However, you also typically don’t want more than about 5-7 days of abstinence, as very prolonged gaps can reduce sperm quality. If you’re using an IUI with donor sperm, this is less of a concern since the sample is pre-frozen and ready to use.
IUI Treatment Options: Natural Cycle vs. Medicated Cycle
There are different IUI treatment options that fertility specialists may recommend, depending on the patient’s situation. One major distinction is whether the IUI cycle is unmedicated (natural) or involves fertility drugs (medicated). Both approaches still involve the same insemination procedure; the difference lies in how the egg is produced and released.
Using Donor Sperm: IUI for Single Women or Same-Sex Couples
IUI isn’t only for couples with infertility. It’s also a common choice for those who need donor sperm to achieve pregnancy. IUI with donor sperm allows single women and female same-sex couples to conceive a child without a male partner. It’s also sometimes used by heterosexual couples when the male partner has no sperm (azoospermia) or when there’s a high genetic risk that they wish to avoid by using a donor. In all of these scenarios, IUI is the primary method for donor insemination. When pursuing IUI as a single woman or as a couple using donor sperm, the process has a few additional considerations:
- Selecting a Donor: Donor sperm is typically obtained from a licensed sperm bank. Individuals can choose a donor based on profiles that include characteristics like physical traits, education, background, etc. All donors at reputable banks undergo rigorous screening, including infectious disease testing, genetic testing for certain conditions, and semen analysis to ensure the sperm is of high quality. The donor may be anonymous or, in some cases, a known donor who goes through the proper screening and quarantine process. Once a suitable artificial insemination donor is selected, vials of that donor’s frozen sperm can be purchased and shipped to the clinic for use in IUI.
- Donor Insemination Procedure: The IUI procedure itself is the same with donor sperm as with partner sperm. A single woman with no known fertility issues might do a natural cycle IUI with donor sperm. In contrast, an older single woman or one with ovulatory issues might use medications to improve the odds.
- Emotional and Legal Aspects: Using donor sperm can be an emotional journey. It’s recommended to seek counseling and fully understand the implications. Legally, when using a sperm bank donor through a clinic, the donor waives parental rights, and the recipien will be the legal parent(s). This is one reason not to pursue informal arrangements for sperm donation outside of a clinic setting. Doing an IUI through a clinic ensures all parties are protected legally and medically.
IUI with donor sperm has enabled many single women and LGBTQ+ couples to become parents. It’s a straightforward and generally effective option, especially for women under 40 with no other fertility issues. But compared to the alternative of IVF with donor sperm, IUI is much less invasive and is usually the first approach to try for those who don’t require IVF for another reason.
When Is IUI the Right Choice?
With multiple fertility treatment options available, it’s important to understand when IUI is the right choice for a given individual or couple. IUI tends to work best in certain situations. Tthose involving milder fertility challenges or specific circumstances like donor sperm. It serves as a relatively inexpensive and less invasive intervention that can be very helpful in the appropriate circumstances. It’s not the right choice when there are significant barriers to natural conception that IUI cannot overcome, or when time is limited due to age. I
IUI vs. IVF: Weighing the Options
It’s common to compare IUI vs IVF when deciding on fertility treatments. Both aim to achieve pregnancy, but they differ significantly in invasiveness, cost, and success rates. IVF (in vitro fertilization) involves retrieving eggs from the ovaries, fertilizing them in a lab, and transferring embryos to the uterus.
Neither treatment is “better” in an absolute sense. It’s about which is appropriate for you. IUI and IVF are both tools, and the right tool depends on the job to be done. One isn’t inherently better than the other, but one may give you a higher chance of conceiving based on your specific situation. A good fertility clinic will personalize the recommendation. If you’re a good candidate for IUI, it might be the right choice to start there. If you clearly need IVF, then doing IUI would waste precious time.
Many patients feel reassured to try IUI first because it is less intense. It can be a gentle introduction into fertility treatments. If it works, great! If not, IVF is there as the next option with a higher success probability. By consulting with a fertility specialist, for example, at IVF Center Hawaii, where experts guide patients through these options, you can get advice on whether to pursue IUI, IVF, or other treatments based on medical facts and your family-building goals.
IUI Success Rates and What to Expect
Studies and clinical data provide some insight into success probabilities. In patients with unexplained infertility who are under age 35, an IUI cycle yields roughly a 10–12% chance of pregnancy per attempt. As the woman gets older, this per-cycle chance drops – by age 35–40, the success per IUI attempt might be only ~5–8%. On the other hand, if IUI is done for mild male factor infertility or with donor sperm, the success rates tend to be a bit better. Patients using donor sperm or addressing low sperm counts have been observed to have around a 15–20% pregnancy rate per IUI cycle on average. These numbers assume that the IUI is well-timed and that at least one open tube is present. They also usually reflect cycles where ovulation was induced or enhanced with medication.
Costs and Considerations: IUI Affordability vs. Alternatives
On average in the U.S., an IUI without medication often ranges from about $300 to $1,000 for the procedure and sperm processing. If oral medications are used, those are relatively inexpensive (maybe $50-$100 for a course). If injectables are used, medication costs can be higher. So a medicated IUI cycle might end up costing anywhere from $1,000 up to $3,000 or more in total, once you factor in medication and monitoring fees.
One factor that can significantly influence cost is the use of donor sperm. There is a separate fee to acquire sperm from a sperm bank. The donor insemination cost alone can range widely. Typically, a single vial of donor sperm can cost around $300 on the low end up to $1,000 or even $2,000 for certain donors or sperm banks. And often you might buy multiple vials if planning multiple attempts or future siblings. Additionally, sperm banks charge shipping fees. Shipping a frozen sperm vial in a cryogenic tank might add another $200-$500 in costs. All told, using donor sperm can add a substantial expense on top of the IUI procedure cost itself.

The “right choice” of when to use IUI comes down to this: use IUI when it can meaningfully improve the chances of conception given the situation, and when the potential benefits outweigh the time and cost involved relative to alternatives. Thanks to IUI, countless individuals and couples have overcome fertility hurdles and welcomed healthy babies. By staying informed and working with your healthcare provider, you can determine if IUI is the right choice for you on your journey to parenthood.
Sources:
- my.clevelandclinic.org Cleveland Clinic – IUI (Intrauterine Insemination) overview
- nyp.org NewYork-Presbyterian – Common uses for IUI and why it’s done
- hfea.gov.uk HFEA (UK) – Guidelines advising against natural insemination with donors
- my.clevelandclinic.org Cleveland Clinic – Recommendation on number of IUI cycles before IVF
- crh.ucsf.edu UCSF Center for Reproductive Health – IUI success rates by age and scenario
- reproductivefacts.org ASRM / ReproductiveFacts – Patient fact sheet on IUI safety (birth defect risk)