IVF Financial Options at the Fertility Institute of Hawaii

We would like for all of our patients to be able to afford the treatment they deserve regardless of their insurance and financial situation. Therefore, we have partnered with several financial service companies who specialize in helping families just like you. In addition, there are also several options for purchasing medications at a potential discount, that can be discussed with you once an IVF coordinator is assigned.

If you have any questions please contact our billing department at 808-545-2800 to discuss your financial needs.

Future Family

Together we make fertility financing simple and more affordable!

NEW! You can now get pre-screened in less than 30 seconds with no impact to your credit score

At Future Family, we believe in complete care and emphasize that the fertility journey deserves support, patience, and compassion. We can help you pay for all fertility related services, including time sensitive ones, and we’ve got you covered with a range of support networks to help you feel comfortable and confident throughout the entire process. We’re also proud to support the military, oncology patient population, and LGBTQ+ family-building community. Future Family loans are a smart alternative to high-interest credit cards and dipping into savings.   We Care. We Understand. Having over 50% of our team experience infertility themselves, Future Family is dedicated to ensuring your fertility journey is stress-free and seamless. Prequalifying is easy, free, and won’t affect your credit score - giving you peace of mind with instant results in just 90 seconds!


Why Fertility Institute of Hawaii chose to be partnered with Future Family:

  • Personalized fertility loans with low-interest rates, starting at 0% for eligible candidates
  • Dedicated 1:1 nurse coach with after hours care & support groups included
  • Funds up to $50,000 – disbursed in a matter of a few days
  • Treatment costs simplified down to one easy monthly payment
  • Medication counseling & discounts with select pharmacies
  • No prepayment penalties
Fertility Financing Has Never Been Easier: See What You Qualify For Today!
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To make your IVF treatment plan more affordable, we have partnered with CapexMD, a lender specializing in patient financing for ALL fertility treatment options.

Through our partnership with CapexMD, they are able to offer our patients customized loan programs with highly competitive rates that include a variety of loan types. Loans can include medications and/or genetic testing, and their easy loan process makes the experience of fertility financing relatively stress-free.

Benefits and advantages of financing with CapexMD
  • Easy & secure online application
  • Personal attention & concierge service
  • Highly competitive interest rates
  • Quick & easy approvals
  • Family members can also apply
  • Loans from $3,000 up to $50,000
  • Terms from 6 to 60 months
  • Highest levels of confidentiality
  • No annual fees & No prepayment penalties
Once approved, our financial counselors will work closely with their Fertility Loan Specialists to ensure that your funds are secured on time and your treatment is not delayed. Together with CapexMD we can make sure financial issues do not get in the way of your dream of having a baby. Apply online and receive your pre-approval within 24 hours. Learn more about CapexMD by visiting their site or by calling 1-888-497-8414.
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Arc Fertility

Advanced Reproductive Care™, Inc. (ARC®) is the pioneer, established leader, and ongoing innovator in products and services that help people who share one common desire: having a baby. Multiple plan options: One-cycle Plus plan, Two-cycle Plus plan, Three-cycle Plus plan, Donor One-cycle Plus plan, Success Program.
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United Medical Credit

United Medical Credit offers financing for a variety of fertility treatments. Finance up to $25,000 and receive either instant lender approval or within 1 business day. Benefits of United Medical Credit: Affordable monthly payments, competitive interest rates, and multiple loan terms to choose from.
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The WINFertility Quality Discount Treatment Program is offered exclusively in Hawaii to Fertility Institute of Hawaii (FIH) patients who have no infertility insurance coverage or who have exhausted their benefits and seek an efficient, economical way to obtain and pay for advanced fertility treatment. The WINFertility Program includes both advanced medical treatment and fertility medications in a single, discounted bundled™ price for each cycle. Treatment Bundle Prices for IUI, IVF and Third Party Reproduction are 20% to 40% less than fee-for service medical fees and retail pharmacy rates in the Hwaii marketplace. There are no clinical or age requirements to participate. Patients enrolled in the WINFertility Program are treated with the highest quality treatments and services including optimal dosages of required fertility medications to achieve a safe and successful outcome. The WINFertility Program offers pay as you go™ bundles that include fertility treatment and infertility medications for each single cycle. Should you require another attempt, WIN™ discounted prices are usually more affordable than paying for multiple cycles that you may never need.
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