IVF Financial Options at the Fertility Institute of Hawaii

We would like for all of our patients to be able to afford the treatment they deserve regardless of their insurance and financial situation. Therefore, we have partnered with several financial service companies who specialize in helping families just like you. In addition, there are also several options for purchasing medications at a potential discount, that can be discussed with you once an IVF coordinator is assigned.

If you have any questions please contact our billing department at 808-545-2800 to discuss your financial needs.


CAPEXMD specializes in providing patient financing services for all fertility treatment options. Their easy, convenient loan process and competitive rates ensures that the financial aspects of treatment are not an obstacle to achieving your dream of a family.
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Arc Fertility

Advanced Reproductive Care™, Inc. (ARC®) is the pioneer, established leader, and ongoing innovator in products and services that help people who share one common desire: having a baby. Multiple plan options: One-cycle Plus plan, Two-cycle Plus plan, Three-cycle Plus plan, Donor One-cycle Plus plan, Success Program.
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United Medical Credit

United Medical Credit offers financing for a variety of fertility treatments. Finance up to $25,000 and receive either instant lender approval or within 1 business day. Benefits of United Medical Credit: Affordable monthly payments, competitive interest rates, and multiple loan terms to choose from.
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Future Family

Future Family is revolutionizing how you pay for fertility care. Affordable plans: We replace the big upfront cost of treatment with a simple monthly fee for IVF, egg freezing, donor services and more. Flexibility: Our plans can be customized and cover clinic costs, testing, lab work, medication, freezing, storage and more. On-demand emotional and logistical support: Our plans include concierge care from expert fertility nurses who provide support throughout the fertility treatment and handle payments, medications and other logistics.
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EggFund helps the 1 in 8 Americans with infertility afford their dream of having a family. Started by an infertility sufferer, EggFund works with vetted financial partners who offer more affordable loans for IVF, egg freezing, adoption, and surrogacy. Loans can cover all aspects of the process, including medical treatment, testing, and medication; agency, attorney and storage fees. Loan Features:
  • 1. Financing from $5,000 to $100,000
  • 2. No Fees —no application, no origination, no prepayment fees
  • 3. Low, Fixed Rates backed by our partner LightStream’s rate beat program
  • 4. Quick online application, approval, and funding
  • 5. Choose any doctor, any clinic, pharmacy or agency
  • 6. You can check available rates before you apply
EggFund brings Freedom, Flexibility and Empowerment to you. Qualifications: A minimum credit score of 660 to be eligible.
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The WINFertility Quality Discount Treatment Program is offered exclusively in Hawaii to Fertility Institute of Hawaii (FIH) patients who have no infertility insurance coverage or who have exhausted their benefits and seek an efficient, economical way to obtain and pay for advanced fertility treatment. The WINFertility Program includes both advanced medical treatment and fertility medications in a single, discounted bundled™ price for each cycle. Treatment Bundle Prices for IUI, IVF and Third Party Reproduction are 20% to 40% less than fee-for service medical fees and retail pharmacy rates in the Hwaii marketplace. There are no clinical or age requirements to participate. Patients enrolled in the WINFertility Program are treated with the highest quality treatments and services including optimal dosages of required fertility medications to achieve a safe and successful outcome. The WINFertility Program offers pay as you go™ bundles that include fertility treatment and infertility medications for each single cycle. Should you require another attempt, WIN™ discounted prices are usually more affordable than paying for multiple cycles that you may never need.
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Vitality Solutions

Vitality Solutions offers insurance for IVF treatment and covers more than just the actual cost of the IVF procedure. They also cover pre-screening costs, consultations, medications, professional counseling and therapy, and even travel expenses.
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