IVF Financial Options at the Fertility Institute of Hawaii

Future Family is where people start their fertility journey. Future Family can help you finance your treatments and medication cost, while supporting you on your journey.

Future Family loans are a smart alternative to high-interest credit cards and dipping into savings. And now, Future Family offers 0% APR financing for those that are eligible, as well as low monthly payment plans. Prequalifying is risk-free, easy, and won’t affect your credit score.

Future Family aims to help everyone build the family of their dreams by removing the barriers of accessing fertility treatment — cost and complexity. Our founder, Claire Tomkins’, own fertility journey led Future Family to design customized loans to save you time and money. We work with Fertility Institute of Hawaii to combine all of your treatment costs into one easy monthly payment. You’ll also benefit from Future Family’s on-demand fertility coaching support from Registered Nurses, who are there to answer any questions you may have.

Prequalifying is easy and takes less than 2 minutes. Most importantly, it won’t impact your credit score. To learn more and apply, visit Future Family.

Benefits of a Future Family loan:

• Competitive low-interest rates, starting out at 0%.
• No prepayment penalties
• Funds up to $50,000 – disburse your funds in a matter of a few days!
• Loans personalized to your specific needs and treatments
• Treatment costs simplified down to one easy payment
• Personalized on-demand support team from fertility coaches
• Medication training, onboarding and Q&A sessions with your coach
• Financing options can include a friend of family member

Prequalifying is easy. It takes less than 2 minutes and won’t impact your credit score. We look forward to helping you with your fertility journey.  Discounts of up to 0.75% are being offered to all FIH patients, with 5.99% being the lowest APR offered to qualifying individuals.

Start financing your treatment today: Find out what you're pre-approved for!

Use Future Family’s Loan Calculator to estimate your monthly payments and then apply in minutes

CAPEXMD specializes in providing patient financing services for all fertility treatment options. Their easy, convenient loan process and competitive rates ensures that the financial aspects of treatment are not an obstacle to achieving your dream of a family.

Advanced Reproductive Care™, Inc. (ARC®) is the pioneer, established leader, and ongoing innovator in products and services that help people who share one common desire: having a baby. Multiple plan options: One-cycle Plus plan, Two-cycle Plus plan, Three-cycle Plus plan, Donor One-cycle Plus plan, Success Program.

United Medical Credit offers financing for a variety of fertility treatments. Finance up to $25,000 and receive either instant lender approval or within 1 business day. Benefits of United Medical Credit: Affordable monthly payments, competitive interest rates, and multiple loan terms to choose from.

The WINFertility Quality Discount Treatment Program is offered exclusively in Hawaii to Fertility Institute of Hawaii (FIH) patients who have no infertility insurance coverage or who have exhausted their benefits and seek an efficient, economical way to obtain and pay for advanced fertility treatment. The WINFertility Program includes both advanced medical treatment and fertility medications in a single, discounted bundled™ price for each cycle. Treatment Bundle Prices for IUI, IVF and Third Party Reproduction are 20% to 40% less than fee-for service medical fees and retail pharmacy rates in the Hwaii marketplace. There are no clinical or age requirements to participate. Patients enrolled in the WINFertility Program are treated with the highest quality treatments and services including optimal dosages of required fertility medications to achieve a safe and successful outcome. The WINFertility Program offers pay as you go™ bundles that include fertility treatment and infertility medications for each single cycle. Should you require another attempt, WIN™ discounted prices are usually more affordable than paying for multiple cycles that you may never need.

Vitality Solutions offers insurance for IVF treatment and covers more than just the actual cost of the IVF procedure. They also cover pre-screening costs, consultations, medications, professional counseling and therapy, and even travel expenses.